Living the Dream

Rent vs Buy: A reality check

Rent vs Buy: A reality check

By now most of you have read or heard about the CBC article How a 30-something couple got rich and retired by not joining home ownership ‘cult’. So I figured it’s time to get my 50 cents in, albeit from the perspective of a semi-retired boomer. And unlike the many “haters” who have commented on the article, I totally admire Kristy Shen and Bryce Leung for saving $500,... »

To blog or not to blog?

To blog or not to blog?

By Sheryl Smolkin I took early retirement from my corporate job as a pension and benefits lawyer in 2005 and developed an “encore career” as a workplace journalist. Two years ago I started this blog because there were things I wanted to write about and my client projects didn’t always give me a forum to tell these stories. However, in the fall of 2015 I got an all-consuming freel... »

Carol Fishman Cohen: Author of “The 40-year Old Intern”

Carol Fishman Cohen: Author of “The 40-year Old Intern”

This week I’m doing interviews for a feature in a U.S. benefits publication called In Praise of Older Workers. I had an opportunity to talk to Carol Fishman Cohen, the CEO of iRelaunch and author of the acclaimed Harvard Business Review “40-Year-Old Intern” article series. Her company iRelaunch has evolved to become a comprehensive U.S.resource for career re-entry information and services for indi... »

More random thoughts on retirement…

More random thoughts on retirement…

After an exhausting and exhilarating weekend in which my kids, my sister and my husband’s sister made us a spectacular party to celebrate my 65th birthday and my husband’s retirement (both in June) and Joel’s 65th birthday this week, here are a few more random thoughts on retirement…. Timing: Although 43% of retirees who responded to the 2015 RBC Retirement Myths and Realit... »

Why I Love Sandra Shamas

Why I Love Sandra Shamas

I recently attended a one woman show by comedian Sandra Shamas at the Young Centre as part of PANAMANIA. Her shows are autobiographical and I have seen every one since she started with My Boyfriend’s Back and There’s Gonna Be Laundry in 1989. She grew up in Sudbury.as the oldest of three children and the only girl.  Her Lebanese parents were more interested in her brothers and did not ... »

Questions I asked myself when planning for retirement

Questions I asked myself when planning for retirement

The post Questions to ask yourself when planning for retirement by Scott Wallace on Retire Happy made me think about whether my husband and I have covered all the bases in our preparation for the next chapter of our lives. These thoughts are particularly relevant this week because both of our 65th birthdays are imminent and Joel’s official retirement date is at the end of this week. So I thought I... »

How I finally used my Aeroplan points

How I finally used my Aeroplan points

  We gave up our CIBC Aeroplan VISA over a year ago in favour of a Capital One MasterCard. As I discussed in Why using Aeroplan points didn’t add up, we were tired of planning trips and then finding out that it was virtually impossible to book convenient flights for a reasonable number of points. High additional fees that can’t be paid for using Aeroplan points were also a disincentive to sti... »

How to hire a caregiver

How to hire a caregiver

My Mom is 87 and lives in a two-bedroom condominium. Over the last few months it has become increasingly difficult for her to manage on her own, particularly since she gave up her driver’s license late last year. It is her wish to stay in her own apartment for as long as possible, so initially we hired a lady through an agency a couple of times a week primarily to drive her to appointments and tak... »

What will your retirement look like?

What will your retirement look like?

When I read survey results, it usually seems like just a jumble of numbers unless I can somehow relate to the data in the context of my own experience. As I officially retired 10 years ago from my career as a pension lawyer but immediately embraced an encore career as a personal finance writer, it is not surprising that HSBC’s new global study The future of retirement* resonates for me on many lev... »

My Take on the Federal Budget

My Take on the Federal Budget

I haven’t written about the Federal Budget yet because I’ve had my ear to the ground listening to what everyone else has to say. First of all, I freely admit I have no idea what is good for the economy. Of course I like the RRIF and TFSA changes because my husband and I are on the cusp of retirement. But be assured that it would take alot more than a pre-election budget to change my vo... »

Challenge Factory helps clients find encore careers

Challenge Factory helps clients find encore careers

I recently interviewed Lisa Taylor the president of Challenge Factory for savewithspp.com. Challenge Factory helps individuals make career transitions and employers dealing with an aging workforce. Her organization draws on the talents of a wide variety of professionals as required by individual clients. But what’s really interesting is that they have a roster of over 160 people who are experts in... »

Planning your time: The other retirement imperative

Planning your time: The other retirement imperative

This week I did three very interesting interviews for a story on “life after retirement,” and the discussion I had with each of these people really resonated with me. When I asked Mark Singer, a Certified Financial Planner in Lynn, Massachusetts and co-author of “The Six Secrets of a Happy Retirement” if he agreed that the one advantage of retirement is that we have the freedom to make choices abo... »

Letting go: The next stop on my retirement journey

Letting go: The next stop on my retirement journey

This month marks the 10th year of my “unretirement.” With my husband planning to leave his current position in late June, I’ve been putting a lot of thought into what retirement will mean for me. I love writing about retirement and workplace issues and I plan to continue writing for my terrific clients as long as they want me to. But the real question I keep coming back to is how I want to spend t... »

Random thoughts on retirement

Random thoughts on retirement

I seem to have writer’s block this week. Or it could be that my brain is fried because we are doing a kitchen reno and the smell of glue and the sound of drills is making it very difficult to think. So instead of writing a well-thought out piece with a beginning and an end, I decided to simply share some random thoughts on retirement. On mortality… …I interviewed Jonathan Chevreau last week for sa... »

How to find a second act career

How to find a second act career

Talking about “encore” or “second-act careers” has become a media obsession over the last few years. The assumption seems to be that all you have to do is put up a website offering consulting services of one sort or another and you will instantly have a money-making machine at your disposal. But the fact is, that Statistics Canada reports thousands of businesses enter and exit the marketplace thro... »

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