Blog

My Take on the Federal Budget

My Take on the Federal Budget

I haven’t written about the Federal Budget yet because I’ve had my ear to the ground listening to what everyone else has to say. First of all, I freely admit I have no idea what is good for the economy. Of course I like the RRIF and TFSA changes because my husband and I are on the cusp of retirement. But be assured that it would take alot more than a pre-election budget to change my vo... »

Challenge Factory helps clients find encore careers

Challenge Factory helps clients find encore careers

I recently interviewed Lisa Taylor the president of Challenge Factory for savewithspp.com. Challenge Factory helps individuals make career transitions and employers dealing with an aging workforce. Her organization draws on the talents of a wide variety of professionals as required by individual clients. But what’s really interesting is that they have a roster of over 160 people who are experts in... »

Federal Budget: What do seniors want?

Federal Budget: What do seniors want?

You can join CARP even if you are as young as age 45. But although I was born in 1950, I waited until this year to join. I guess I didn’t want to identify as “old” or “getting older” and the term “Zoomer” coined by CARP President and media mogul Moses Znaimer made me think of seniors zipping around on motorized scooters. What finally did it for me, is that we will no longer be eligible for a corpo... »

Planning your time: The other retirement imperative

Planning your time: The other retirement imperative

This week I did three very interesting interviews for a story on “life after retirement,” and the discussion I had with each of these people really resonated with me. When I asked Mark Singer, a Certified Financial Planner in Lynn, Massachusetts and co-author of “The Six Secrets of a Happy Retirement” if he agreed that the one advantage of retirement is that we have the freedom to make choices abo... »

Provinces chip away at seniors’ health benefits

Provinces chip away at seniors’ health benefits

If you are budgeting for retirement and you haven’t included a line item for escalating medical costs and long term care you could be in for a shock. Recent budgets in Alberta and Saskatchewan and a trial balloon floated by the New Brunswick government suggest that the writing is on the wall. Sooner or later seniors could be paying more for health and end of life care. And there will continue to b... »

Letting go: The next stop on my retirement journey

Letting go: The next stop on my retirement journey

This month marks the 10th year of my “unretirement.” With my husband planning to leave his current position in late June, I’ve been putting a lot of thought into what retirement will mean for me. I love writing about retirement and workplace issues and I plan to continue writing for my terrific clients as long as they want me to. But the real question I keep coming back to is how I want to spend t... »

Random thoughts on retirement

Random thoughts on retirement

I seem to have writer’s block this week. Or it could be that my brain is fried because we are doing a kitchen reno and the smell of glue and the sound of drills is making it very difficult to think. So instead of writing a well-thought out piece with a beginning and an end, I decided to simply share some random thoughts on retirement. On mortality… …I interviewed Jonathan Chevreau last week for sa... »

How to find a second act career

How to find a second act career

Talking about “encore” or “second-act careers” has become a media obsession over the last few years. The assumption seems to be that all you have to do is put up a website offering consulting services of one sort or another and you will instantly have a money-making machine at your disposal. But the fact is, that Statistics Canada reports thousands of businesses enter and exit the marketplace thro... »

Media scan: Week of March 23rd

Media scan: Week of March 23rd

This week I posted on Retirement Redux How the medical tax deduction can save you money and Anti-Fraud month: Seniors scams to watch out for. How hiring a professional organizer can save you money appeared on savewithspp.com and Here’s some clarity on workplace benefits was featured on Brighter Life. Here are some of the interesting blogs and articles I read. Blogger and pension analyst Sean Coope... »

Anti-Fraud month: Seniors scams to watch out for

Anti-Fraud month: Seniors scams to watch out for

As my Mom gets older, I become increasingly aware of how vulnerable she is to financial scams and fraud. We help her with her finances because she sometimes forgets to pay bills. She is also tempted by phone calls from telemarketers offering everything from a “free” trip to the Bahamas to a better deal on her cellphone or cable TV. But if she did not have close family to advise her and unknowingly... »

How the medical tax deduction can save you money

How the medical tax deduction can save you money

  Medical expenses for you, your spouse or common-law partner, and dependent children under 18 are claimed on line 330 of the federal tax return. I don’t know anybody who wants to pay more taxes than they have to, but medical expenses are one area where many Canadians of all ages may be leaving money on the table. There are several reasons why this may occur. First of all, only expenses in ex... »

Media scan: Week of March 16th

Media scan: Week of March 16th

This week I wrote 8 things I learned on my vacation and How to reform retirement savings for retirementredux.com. Is your company car a free ride? was posted on BrighterLife.ca and What is a prescribed RRIF? appeared on savewithspp.com.  Here are some of the interesting blogs and articles I read: On RetireHappy, government benefits guru Doug Runchey wrote Understanding the OAS clawback. Runchey sa... »

How to reform retirement savings

How to reform retirement savings

RRSP season may be over again for another year, but the ongoing debate about how we can modify the retirement savings system so Canadians have more money to spend in retirement is heating up again, in anticipation of the federal budget which will likely be tabled within the next few months. Recently the Globe and Mail published a series of four editorials on how the alphabet soup of tax-assisted a... »

8 things I learned on my vacation

8 things I learned on my vacation

We just came back from two weeks at an all-inclusive resort in Punta Cana. Last year we had several very active vacations in Europe and Vietnam/Cambodia so we decided to plan a more low key warm weather getaway this winter. Our daughter, her wife and our grandchild joined us for the second week. Most people we spoke to before we left suggested we would get really bored if we spent two weeks at the... »

Media scan: Week of March 9th

Media scan: Week of March 9th

I enjoyed our two week break from winter weather and from writing but now it’s back to spring weather (for as long as it lasts) and back to business. This week I wrote A Tale of Two Retirees and Cutting of WSIB payments at age 65 not a Charter violation for RetirementRedux. Author Gail Bowen: A Saskatchewan Success Story appeared on savewithspp.com and Employee benefits: Taxable or not? was posted... »

Page 3 of 1012345»