Travel Tales

Some travel insurance risks you should know about

Some travel insurance risks you should know about

As a result of vacations and family events over the last month I haven’t posted anything new on Retirement Redux, so I decided it was time to go through my email to find source material for blogs readers may be interested in. Because I more travel is a big part of our retirement plan, I was particularly interested in a note from Marty Firestone, president of Travel Secure Inc. outlining some... »

How I finally used my Aeroplan points

How I finally used my Aeroplan points

  We gave up our CIBC Aeroplan VISA over a year ago in favour of a Capital One MasterCard. As I discussed in Why using Aeroplan points didn’t add up, we were tired of planning trips and then finding out that it was virtually impossible to book convenient flights for a reasonable number of points. High additional fees that can’t be paid for using Aeroplan points were also a disincentive to sti... »

8 things I learned on my vacation

8 things I learned on my vacation

We just came back from two weeks at an all-inclusive resort in Punta Cana. Last year we had several very active vacations in Europe and Vietnam/Cambodia so we decided to plan a more low key warm weather getaway this winter. Our daughter, her wife and our grandchild joined us for the second week. Most people we spoke to before we left suggested we would get really bored if we spent two weeks at the... »

Media scan: Week of December 8

Media scan: Week of December 8

This week on retirementredux.com I wrote Shopping app Flipp can help you save money and How my travel insurance measures up. My podcast interview Mark Seed is his own advisor was posted on savewithspp.com. Here are some of the interesting blogs and articles I read: Today’s TSX decline highlights value of disciplined investing by Tessa Wilmot on Brighter Life is for those of you who want to avoid t... »

How my travel insurance measures up

How my travel insurance measures up

As my husband and I contemplate retirement, more travel is high on our “To Do” list. So I decided to check out our existing travel insurance to see what exactly we have and if we need to buy enhanced coverage on a per trip basis. I am particularly concerned with “pre-existing condition” clauses and how they are applied. Currently we have three kinds of overlapping coverage (described in more detai... »

Media scan: Week of November 10

Media scan: Week of November 10

This week on retirementredux.com I wrote Fired long-term employee gets $65,000 bridge to unreduced pension and  10 things I can’t live without. My article Looking for guaranteed retirement income? Think about an annuity was posted on Brighter Life and my blog  Retired Syd left work behind at age 44 appeared on savewithspp.com.. Jonathan Chevreau, author of Findependence Day who is well known to re... »

How understanding your travel rewards can maximize value

How understanding your travel rewards can maximize value

I have two different MasterCard credit cards, one for personal expenses and the other for business expenses. Although on a cursory glance they appear to have a similar travel rewards program, in fact there are significant differences. Understanding the distinct features of each card helps me to maximize the value I get from each one. MBNA Rewards World Elite MasterCard My business card is the MBNA... »

Why using Aeroplan points didn’t add up

Why using Aeroplan points didn’t add up

My husband and I are planning a trip to Spain and Portugal in the fall of 2015 that includes a one week river cruise. We cancelled our Aeroplan Visa last March, but we decided to blow our account balance on either economy tickets with premium bulkhead seats or business class tickets. But in the end we got a better deal by using only the travel points accumulated since March on our new Capital One ... »

Is a Nexus pass worth giving up your privacy?

Is a Nexus pass worth giving up your privacy?

    If lots more international travel is on your retirement wish list, a NEXUS pass can help you to avoid long winding immigration lines at Canada/U.S. border crossings. But before you are approved, Uncle Sam wants to know you a whole lot better! The NEXUS program is jointly administered by the Canada Border Services Agency and U.S. Customs and Border Protection which is a part of U.S. H... »

How to cruise on a budget

How to cruise on a budget

  If you are planning a winter get-away, you may want to consider a river or an ocean cruise. Several years ago, my husband and I discovered the benefits of unpacking only once, great food and entertainment and the opportunity to visit multiple destinations in a relatively short period of time. But cruises can be expensive. And depending on the cruise line and the destination, paying extra fo... »

Why you need travel insurance for inter-provincial travel

Why you need travel insurance for inter-provincial travel

  I’ve read so many horror stories about people losing their life savings because they became seriously ill when travelling in the U.S. that I’ve become a bit paranoid about having enough travel insurance. That’s probably why for many years we have purchased an annual travel policy in addition to coverage available from both of our employers and our credit card company. I figure that if somet... »

Why I didn’t go to Russia

Why I didn’t go to Russia

  If you need a visa to visit a foreign country, make sure all of the information is correct before you leave home. Because we didn’t, my husband and I incurred thousands of dollars in unexpected expenses during a recent trip to Russia and Ukraine. In May 2013, we left Toronto for a long-anticipated two week trip to Moscow, St. Petersburg, Kiev and Odessa. We flew to Munich and expected to bo... »