travel insurance

How my travel insurance measures up

How my travel insurance measures up

As my husband and I contemplate retirement, more travel is high on our “To Do” list. So I decided to check out our existing travel insurance to see what exactly we have and if we need to buy enhanced coverage on a per trip basis. I am particularly concerned with “pre-existing condition” clauses and how they are applied. Currently we have three kinds of overlapping coverage (described in more detai... »

Why you need travel insurance for inter-provincial travel

Why you need travel insurance for inter-provincial travel

  I’ve read so many horror stories about people losing their life savings because they became seriously ill when travelling in the U.S. that I’ve become a bit paranoid about having enough travel insurance. That’s probably why for many years we have purchased an annual travel policy in addition to coverage available from both of our employers and our credit card company. I figure that if somet... »

Why I didn’t go to Russia

Why I didn’t go to Russia

  If you need a visa to visit a foreign country, make sure all of the information is correct before you leave home. Because we didn’t, my husband and I incurred thousands of dollars in unexpected expenses during a recent trip to Russia and Ukraine. In May 2013, we left Toronto for a long-anticipated two week trip to Moscow, St. Petersburg, Kiev and Odessa. We flew to Munich and expected to bo... »